Is It Cheaper to Live in an RV Than a House?

With the rise of remote work, minimalism, and wanderlust, more people than ever are considering the switch from a traditional house to life on the road. But one pressing question remains: Is it actually cheaper to live in an RV than in a house?

This blog breaks down the real-world costs of both lifestyles, covering everything from long term travel trailer rental to owning a two bedroom RV, and what camper living really costs month-to-month.

How Much Is an RV vs. a House?

Let’s start with the upfront investment.

• Average Cost of a House (U.S.):
  According to Zillow, the median home price in the U.S. as of 2024 is over $400,000.

• How Much Is an RV?

  • Small travel trailers: $15,000–$30,000

  • Class C motorhomes: $60,000–$120,000

  • Luxury Class A: $150,000+

  • Two Bedroom RV: These models, often fifth wheels or Class A rigs, can range from $80,000 to $180,000 depending on the brand and finish.

Clearly, RVs have a much lower entry cost. Even high-end models are often more affordable than a suburban home, especially when you factor in down payments and mortgage interest.

Monthly Costs Comparison

Traditional House Costs:

Camper Living Costs:

While high-end camper life can rival house expenses, many full-time RVers save $500–$1,000/month compared to traditional living—especially if they minimize travel or opt for long term travel trailer rental options.

Long Term Travel Trailer Rental: A Smart Middle Ground?

Not ready to buy? Renting a travel trailer long-term can offer the RV lifestyle without the upfront costs.

• Long term travel trailer rental costs typically range from $600–$1,200/month, depending on size, season, and location.

• Some rental platforms even include insurance, roadside assistance, and park hookups.

This is especially popular among digital nomads, retirees, and those “trying out” the RV lifestyle before making a full commitment.

Is Camper Living Comfortable for Families?

One common question: “Can a family live in a camper full-time?”

Absolutely—if you pick the right rig.
A two bedroom RV offers private sleeping spaces, making it ideal for couples, families with kids, or even co-living roommates.

Common Features of Two Bedroom RVs:

• Separate master and bunkhouse layouts

• Full kitchens and bathrooms

• Slide-outs for extra living space

• Washer/dryer hookups and large fresh water tanks

While it’s not a mansion, smart design makes camper living surprisingly functional and cozy—even long-term.

Hidden Costs to Consider

While RV life can be cheaper, there are some often-overlooked expenses:

• Depreciation: RVs lose value faster than homes, especially motorhomes.

• Storage Costs: If you own property or still need a storage unit, that adds $50–$200/month.

• Healthcare Access: Being mobile may mean fewer consistent care options.

• Connectivity: Reliable internet in remote areas often requires investment in Starlink or cellular boosters.

When RV Living Truly Saves Money

RVs make the most financial sense in the following scenarios:

✅ You’re renting in a high-cost city and can work remotely
✅ You’re traveling slowly (less fuel expense)
✅ You embrace minimalism and don’t overpack
✅ You use low-cost RV parks or public land (BLM land, etc.)
✅ You maintain your rig well to avoid surprise repair bills

Environmental & Lifestyle Benefits

Besides potential cost savings, many choose RV life for other compelling reasons:

• Freedom: Travel where and when you want

• Simplicity: Less space = less stuff and less stress

• Connection with Nature: Camp near mountains, lakes, forests

• Community: Join a growing tribe of fellow nomads

These non-financial benefits can greatly increase your quality of life, even if the cost savings aren’t drastic.

FAQs

Q1: How much is an RV good for full-time living?
A reliable full-time RV starts around $40,000, but larger models like two bedroom RVs range from $80,000–$150,000+.

Q2: Is it legal to live in a camper full-time?
Yes, but you must abide by zoning laws and campground rules. Some areas have restrictions on long-term parking.

Q3: What’s the cheapest way to try RV life?
Consider long term travel trailer rental for 1–3 months to test the lifestyle without buying.

Q4: Can you live in a camper in winter?
Yes, but you’ll need proper insulation, heated tanks, and possibly skirting to prevent freezing.

Q5: How do I find cheap RV parks for full-time living?
Check platforms like Campendium, Harvest Hosts, and Escapees for budget-friendly long-term stays.

Final Verdict: Is It Cheaper to Live in an RV Than a House?

**Yes, in most cases—**but it depends on your lifestyle, travel habits, and financial goals.

For minimalists, digital nomads, and adventurous retirees, camper living or long term travel trailer rental can offer huge savings and freedom. But for families needing stability, schooling, or consistent medical care, traditional housing may still be the smarter investment.